

If you become unable to make decisions for yourself – through illness or injury, on a temporary or permanent basis – then the attorney you have appointed is able to deal with your bank accounts and other financial matters so that bills get paid. They can also: buy or sell property if necessary; they can claim, receive or use any benefit payments on your behalf; they can receive an inheritance or income and deal with your tax affairs. This type of arrangement is called a Property and Financial Affairs LPA.
If you run a business, or if you are a person with high levels of income and investments and people depend on you for their livelihood, a correctly prepared LPA allows things to continue to run without hardship to your family or others. Without an LPA it can be a very lengthy and painful process for even a spouse to get access to your financial affairs where accounts are in your sole name.
A Health and Care Decisions LPA (also know as a Health and Welfare LPA) allows your attorney to make health care and welfare decisions on your behalf if you lose the mental capacity to do so for yourself. These can include: decisions about where you should live and who should care for you; consenting or refusing medical treatment on your behalf; rights of access to your personal information and dealing with personal correspondence for you.
It is important to note that LPAs are not just suitable for the elderly – accidents or illness can happen unexpectedly. If you do not have an LPA in place, then family have to apply for a Deputyship Order.
Preparing an LPA requires careful thought and planning and at Else Solicitors we have vast experience in drawing up these important and powerful documents. We can guide you through the process and help you with the drafting of all the elements so that sufficient protection is in place for you, your loved ones and – if appropriate – your employees too.
At Else Solicitors we also understand thoroughly the important safeguards built in to LPAs that prevent them being misused.
These are sensitive and difficult situations to think about and we promise to offer a friendly, personal, confidential service that puts your needs and wishes first. We will answer all your concerns, and if it is right for you we will prepare and register a Lasting Power of Attorney giving you peace of mind for the future.
Take a look at our free guide.
For more detailed legal advice in relation to Power of Attorney, please contact Kathryn Caple on 01283 526230 or email kathryn.caple@elselaw.co.uk.
Partner - Head of Wills & Probate
We build productive, long-term relationships, with our clients and their families. By listening to you and examining your individual circumstances, we strive to establish a deep understanding of your situation and needs.
If you would like to discuss your situation with one of our Will solicitors contact 01283 526200. Alternatively, you can email info@elselaw.co.uk and we will get in touch at a time that suits you.